Financial Security and Peace of Mind

Because you’re here, you already understand the need for long-term-care insurance so my goal is to provide the guidance you need to make sound decisions.

You may already know, for example, that even the most conservative estimates of the likelihood of a 65-year-old ever needing long-term care vary between 35% and 55% depending upon.

And today the average cost for a semi-private room in a nursing home is about $75,000 a year. If costs increase at at a modest 4% a year, the average cost will be approaching $165,000 annually in just 20 years. If you’re 65 years old today, that is exactly the time when you will be most likely to need care.

How to Use this Website

We have organized the site so that you can find the information you’re looking for quickly by using the links at the right to select a general area of interest. Please contact us if you cannot find an answer to your question.

Many people find the Questions and Answers section to be a good starting point, particularly for those who are new to long-term-care insurance.

Why It Matters

This short video (just two and a half minutes) explains why long-term-care insurance is an important part of your financial planning and family relationships.

An Important Realization

MetLife surveyed more than 2000 nursing homes, nearly 1500 assisted-living communities, 1600 home care agencies, and 1300 adult day care services in all 50 states and the District of Columbia. You can download this survey directly from the MetLife website.